Car insurance

Car insurance as managed by TTIB offers competitive premium rates

and coverage for all types: Class 1 / 2+ / 3+ and Class 3,

available annually and monthly (short-term 30 days).

Choose the most suitable plan to match your driving style and buy directly through our staff.

Plans eligible for vehicle age up to 25 years(depending on
plan selected)

Chat directly with our staff for terms & conditions,
before making purchase

Compare prices instantly from leading insurers.
both Thai and international

Why Choose TTIB for your Car Insurance?

TTIB is dedicated to offering motor insurance plans that truly care, well thought-out to match your lifestyle and needs at a worthy, competitive price, with attentive, quick service support so you can rest assured on every journey.

Expertise, High Standards

TTIS is a Japanese non-life insurance broker,
an affiliated company of Toyota Tsusho Thailand group,
with 20+ years of expertise since 2005 under OIC control.

Quick Service Support & Sincere

Quick, transparent service at every step, based on realistic possibilities.

Attentive to Customer Needs

Full support throughout the policy period, including renewal reminders and claims coordination.

Exclusive Privileges & Promotions

Special offers, discounts, and privileges for both new and existing customers.

BEST SELLER

"Valued "Pro-Dee" Plan"

5,699

Baht/year

What you get:

Auspicious car insurance premiums

599

Baht/30 days

What you get:

First class car insurance that's easy on the pocket

6,900

Baht/year (starting)

What you get:

*Conditions are as determined by the insurance company. Buyers should study the details and conditions before purchasing insurance every time.

*Conditions are as determined by the insurance company.
Buyers should study the details and conditions before purchasing insurance every time.

Car Insurance Plans from TTIB

TTIB's Insurance Partners

We partner with more than 30 insurance companies, both Thai and international.

Choose an insurance plan

Browse car insurance plans by insurer,
premium amount, or sum insured of interest.

Consult us

Provide your vehicle details for our staff to check a plan and follow up, or chat / call TTIB staff directly.

Prepare vehicle documents

Prepare the following documents:
- Copy of vehicle registration (first page)
- Copy of national ID card (vehicle owner)

Make payment

Pay through any convenient channel,
whether one-time full payment or
installment (depending on the plan selected).

Receive coverage immediately after payment

Coverage begins immediately after agreeing to the policy and making payment (Cash before Cover). Staff will send the e-Policy or deliver the policy to the specified address (depending on policy type).

Buy Car Insurance Simply and Directly
with TTIB

Checking car insurance rates directly with a TTIB specialist ensures you get the best value. Simply providing your vehicle details and get pricing compared easily to secure the exact coverage that fits your needs.

Check Premium, Enquire about Insurance – Contact Us

TTIB – Insurance that truly cares, quick service support.

One-stop insurance broker. Compare, decide, and
renew all in one place. Experience quality service you can always rely on.

What is Motor Insurance (Car Insurance)?

Car insurance is what protects you against unexpected financial losses from vehicle use. This includes accidents, theft, loss, and natural disasters. The policy mainly covers:
– Damage, repairing to your own vehicle.
– Bodily injury, medical expenses, and property damage for drivers, passengers, and third parties.
(terms and conditions may differ based on insurance classes.)


Why you need it:
Accidents are unpredictable. Securing with car insurance policy is the most practical way to manage road risks, cushion your expenses both to your car damages and third-party’s even roadside service support, stay worry-free on every trip.

How Many Types of Car Insurance Are There?

Car insurance can be divided into 2 main categories:

1. Compulsory Motor Insurance (CMI / Por Ror Bor)

This is the mandatory insurance required by Thai law for all vehicles and must be renewed annually. It focuses strictly on providing basic coverage for bodily injury and loss of life to road accident victims (covering people, not vehicles). This includes medical expenses from injuries, as well as compensation for loss of life, dismemberment, and permanent disability.

2. Voluntary Motor Insurance

This policy provides additional coverage beyond the mandatory insurance (Por Ror Bor), protecting your vehicle, passengers, and third parties across both life and property.

It is mainly divided into 4 types:

  • Class 1: The most comprehensive coverage available. It covers everything, including own damage from non-collision accidents (where no other vehicle is involved).
  • Class 2+: Covers damage to your vehicle only in collisions involving another land vehicle (covers both parties). It also includes coverage for vehicle theft, fire, natural disasters, and floods (depending on your chosen plan).
  • Class 3: Focuses strictly on third-party liability (covers the other party only). It does not cover any damage to your own vehicle under any circumstances.
  • Class 3+: An upgrade from Type 3, providing coverage for your own vehicle only in collisions with another land vehicle (covers both parties). However, it excludes vehicle theft and fire.

Compare Coverage of Each Car Insurance Type

Swipe sideways to view information.
Coverage Type 1 Type 2+ Type 3+ Type 3
Own Damage Coverage
Car Damages without a Third-party
Car Damages with a Third-party
Fire*
Theft
Natural Disasters*
Third-Party Coverage
Third-party Bodily Injuries and Loss of Life
Third-party Property Damage
Additional Coverage
Personal Accident Coverage
Medical Expenses
Bail Bond Coverage

*Conditions are as determined by the insurance company. Buyers should study the details and conditions before purchasing insurance every time.

*Conditions are as determined by the insurance company.
Buyers should study the details and conditions before purchasing insurance every time.

How to Choose the your most suitable car insurance plan?

When it comes to car insurance, price isn’t the only factor. Your coverage needs to be comprehensive and perfectly match your driving style. TTIB is here to guide you on how to compare plans for the smartest choice. Here are the top factors you need to consider.

Match insurance plan to your driving habits:

If you drive every day and mostly commute within the city, a Class 1 policy might be your best option as it covers almost all damages, either with or without a third-party. On the other hand, if you rarely drive and/or your car is over 10 years old, a Class 2+ policy may also be an excellent alternative that helps you save much more on premiums.

Consider from you driving experiences:

If you are an experienced driver who believes that you can definitely manage driving accurately and feel confident that you won’t face any single-vehicle accidents, a Type 2+ policy is a great fit. It allows you to claim for your own vehicle’s repair costs specifically in land vehicle-to-vehicle collisions.

On the other hand, for new or less confident drivers, Class 1 policy offers much better reassurance. It fully covers your own damage even without third-party, leaving you entirely worry-free of yur own car repairing whether you bump into a pole, wall, fence, or even a footpath.

Consider from your vehicle age:

– Under 10 Years Old: Ideal for Class 1 with dealer’s garage repair (perfect for new cars). Some insurers also offers Class 1 plans to car age up to 20 years old but for network garage repairs.
– From 10 to 30 Years Old: Type 2+ or Type 3+ policiesoptions will give you the most flexible and diverse options with competitive premium rate.
– Over 30 Years Old: Typically limited to Type 3 (Third-Party Only) with no own-damage coverage, mainly due to maintenance factors and the scarcity of spare parts replacement.

Consider from car insurance policy terms & conditions

Besides premiums, as price may not be everything for sometimes coverage details are the true dealbreaker, choosing insurance plan that matches your needs, like one that includes natural disaster and flood protection, is often worth a slightly higher premium but can ensure you’re fully protected. Therefore, it is highly recommended to thoroughly review the coverage details, terms, and exclusions specified in the policy before making a decision.

TTIB Customer Reviews

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nuttiizfreever nuttiiz profile picture
nuttiizfreever nuttiiz
20 February 2025
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พนักงานบริการดีมากๆใส่ใจลูกค้าสุดๆไม่มีที่ไหนหาให้ได้ที่นี้หาให้ได้ขอบคุณมากๆครับ
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Vady Veda
30 April 2024
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Good service and fair pricing
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Supatcha J.
21 January 2024
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Faur pricing and quality services
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อัจฉราพร อรอินทร์ profile picture
อัจฉราพร อรอินทร์
18 December 2022
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ประกันภัย 2+ ของ TTIB ถูกและดีจริงๆครับ
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วิโรจน์ ญาณศักดิ์
18 December 2022
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ถูกใจทุกครั้งที่ซื้อประกันภัยกับ TTIB
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Vivo Y12a
18 December 2022
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TTIB ประกันภัยดีต่อใจ ซื้อประกันภัยไม่ผิดหวังครับ
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สุชาติ ปวงแก้ว
18 December 2022
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Happy สุดๆ ที่ให้โบรกเกอร์ TTIB ดูแลเรื่องประกันภัยครับ
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สิริศักดิ์ อินอ่อนวงศ์
18 December 2022
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พนักงานบริการ น้ารักม่กครับ